Building the Future

Manufactured Home Loans

We offer a variety of loan options on Manufactured & Modular homes! Whether you are purchasing or refinancing your existing home we have something to fit your situation.

  • Competitive interest rates
  • Credit scores down to 580
  • Doublewide and singlewide
  • Existing homes & new builds


Manufactured homes are factory-built homes engineered and constructed to specifications of the U.S. Department of Housing and Urban Development’s building code. Modular, single-wide, and double-wide; homes can be purchased new or used. They provide buyers with affordable housing options.

Conventional Loan


VA Loan


FHA Loan


Academy Mortgage went the extra mile with my clients and were able to help them QUICKLY clear up some matters on their credit report and get them pre-qualified very quickly. They were extremely informative and very accessible. My clients were very impressed with their communication and felt like clients and not a loan number! Clay and Christen are a fantastic team and I highly recommend them working for you!

– Crystal Myers

Clay and team really put my mind at ease during the home buying process, calming my fears and being available when I had any questions or concerns. I will absolutely recommend Academy Mortgage to anyone that I hear of needing a mortgage lender.

– Sheila Frank

Smooth transaction from start to finish.

– Josh Harris

Everyone was very thorough & explained everything to us.

– Jerry Roberts

Clay has been great to work with. My last two deals with him went very smoothly. He will do whatever it takes to ensure customer satisfaction.

– Cathy Gilley – Realtor

It was a great loan experience. I appreciate all the work Clay and his team did on my behalf.

– Wesley Patteson

Clay did a great job, he went above and beyond my expectations. I believe he really cared about my family’s wellbeing and did his very best to ensure all of our needs were met.

– Donny Sikes

My experience with Academy Mortgage was exceptional. The whole process brought very little stress upon myself as opposed to the horror stories I hear about other people’s home buying experience. The staff are very friendly, informative, prompt, and are willing to speak with you anytime regarding questions/concerns during the process.

– Dustin Billiot

It was a very pleasant experience with no worries and would recommend this service to first time home buyers!!

– Jeffrey Walker

Christen, Clay and Kim were beyond amazing!!! I could not have asked for a better group of folks to work with! Honesty and integrity to the max and I very much appreciate everything about them!!

– Haley Mariam

Everyone was so patient and helpful every step of the way.

– Amanda Presley

Academy was extremely professional and responsive through the entire process. We really enjoyed working with them to close our loan.

– Brandon Simpkins

Clay was a great person to work with. Fast answers and very proactive.

– Scott Ward

Great customer services and regular transaction updates. Clay ALWAYS answers his phone and is kind and courteous.

– Laura Nelson – Realtor

Clay did an amazing job.

– Deanna Adamson

Clay was always available to answer questions or concerns.

– Jared Ingram

This was by far the best experience with a lender I have every had. We have bought a few different properties and the hassle was always with getting paperwork done. Clay Cummings and academy mortgage take all that hassle out of it. We were kept in the loop with every step and the app made things easy, being able to scan documents right into the app and to the loan officer. Overall 5 star service, will definitely recommend and use again. Thank you.

– Levi Ellis

Very professional and very well at communicating.

– Raul Perez

Clay was a great asset to my home buying experience! Definitely glad to have him on my team!!

– Michael McIntyre

The Cummings team is a group of rock stars. They know their jobs, truly have your best interest at heart, and treat you like family. Love these guys.

– Charles Benson

The Academy Mortgage team is great! They will do what it takes to get the job done! We highly recommend this group! Thanks for all of your hard work!

– Matthew Goswick

Get Started Today

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
5665 Dallas Parkway, Suite 250,
Frisco, TX 75034

Phone: 469-322-2908
Cell: 940-231-5676